Fully Automated Deal Pipeline
Fund more deals without scaling your payroll.
AutomateMCA is an AI underwriter that works 24/7 — analyzing bank statements, making underwriting decisions, and running the full deal pipeline from offer email through contract generation and DocuSign delivery. Built to suit your shop's exact criteria. No salary. No benefits. No days off.
Scale your deal volume without scaling your payroll
No Hiring Costs
No $60k–$90k+ salaries for underwriters, contract processors, or closers. No benefits, insurance, or PTO. No training time or ramp period. No turnover or knowledge loss.
Always Available
Works 24/7 without breaks. A merchant accepts an offer at 11pm on a Friday and the contract goes out via DocuSign automatically. Same quality at 2am as 2pm, every day of the year.
Unlimited Capacity
Processes multiple deals simultaneously across all pipeline stages. No bottlenecks during volume spikes. Consistent turnaround regardless of load. Scales with your deal flow automatically.
From intake to funded — automated at every stage
Stage 1 — Intake
Bank statements uploaded via portal, email, or API. Deal record created and pipeline starts automatically.
Stage 2 — Analysis
AI reads every transaction line. True revenue calculated, MCA positions detected, NSFs surfaced, leverage calculated, offer sizing generated.
Stage 3 — Review
Auto-decline if the deal falls outside your criteria. Generate an offer automatically if it fits. Your underwriters review decisions — not raw statements.
Stage 4 — Offer
Offer email generated from your template and delivered to the ISO (or merchant) automatically. Advance amount, factor rate, and payment terms populated from pipeline data.
Stage 5 — Contract
Merchant accepts the offer. Pipeline pulls deal data, populates your Word contract template, generates a PDF, and sends a DocuSign envelope — automatically, without anyone touching a document.
Stage 6 — Closing
Funding call and final review. All documents in one place — analysis output, signed contract, deal terms. Your team reviews a completed file before funding.
Stage 7 — Funded
Deal complete. All data, documents, and outputs retained in the deal record.
From bank statement to executed contract — without touching a document
Submit
Bank statements uploaded via portal, email, or API. AutomateMCA accepts PDF, image, and CSV formats from all major banks. No reformatting required.
Analyze and Decide
AI reads every transaction line across 3–6 months of statements. True revenue calculated, positions mapped, risk flags surfaced. Deal auto-declines if it fails your criteria, or moves to offer generation if it passes.
Offer and Contract
Offer email sent to ISO (or merchant) automatically. On acceptance, deal data populates your contract template, a PDF is generated, and a DocuSign envelope is sent. No one opens a Word document.
Close and Fund
Your team reviews the completed file — analysis, signed contract, and deal terms — before funding. Everything needed for the funding decision is already there.
For funders and ISOs
Direct Funders
Configured to your exact underwriting criteria. AutomateMCA auto-declines deals outside your box and runs the full workflow on deals that fit — analysis, offer generation, contract population, and DocuSign delivery — based on your rules. Your team reviews decisions and funds deals, not paperwork.
ISOs and Broker Desks
Pre-screen submissions before they go to your funders. See monthly revenue, leverage, negative days, and existing positions instantly. Send cleaner packages and reduce declines from preventable data gaps.
Syndication Desks
Evaluate syndication opportunities with consistent analysis across every deal. See leverage, positions, and cash flow stress for each merchant without manual work.
Ready to see how it works?
Schedule a demo and we will walk you through the full pipeline — from bank statement upload through contract generation and DocuSign delivery.
Book a Demo